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Navigating Insolvency in Turkey: A Guide for Foreign Businesses

Writer's picture: Av.M. Alpay FİGEN  I  3a Hukuk Ofisi - Laricon Hukuk OfisiAv.M. Alpay FİGEN I 3a Hukuk Ofisi - Laricon Hukuk Ofisi



Insolvency proceedings in Turkey can be a complex process, particularly for foreign businesses. Understanding the legal framework and potential challenges is crucial for protecting the interests of creditors and debtors alike.


Key Challenges in Turkish Insolvency Proceedings


  • Complex Legal Framework: Turkish insolvency law is intricate and subject to frequent changes.

  • Judicial Efficiency: The judicial system can be slow, leading to delays in insolvency proceedings.

  • Cross-Border Insolvency: Coordinating with foreign insolvency proceedings can be challenging.

  • Creditor Rights: Protecting creditor rights can be difficult, especially in cross-border insolvency cases.

  • Valuation of Assets: Accurate valuation of assets can be complex, particularly for intangible assets.


Strategies for Managing Insolvency Risks


  1. Preventive Measures:

    • Financial Monitoring: Regularly monitor financial performance and identify potential risks.

    • Early Intervention: Take proactive steps to address financial difficulties.

    • Restructuring: Implement restructuring measures to improve financial health.

  2. Choosing the Right Insolvency Procedure:

    • Liquidation: Sell assets to repay creditors.

    • Reorganization: Restructure debts and continue business operations.

    • Composition: Negotiate a settlement with creditors.

  3. Engaging Experienced Legal Counsel:

    • Expert Guidance: A knowledgeable lawyer can navigate the complex legal landscape.

    • Strategic Advice: Receive strategic advice on the best course of action.

    • Representation in Court: Ensure effective representation in legal proceedings.

  4. International Cooperation:

    • Cross-Border Coordination: Work with foreign legal counsel to coordinate insolvency proceedings.

    • UNCITRAL Model Law: Utilize the UNCITRAL Model Law on Cross-Border Insolvency to facilitate cross-border cooperation.

  5. Effective Communication with Creditors:

    • Transparent Communication: Maintain open and transparent communication with creditors.

    • Negotiation: Engage in constructive negotiations to reach amicable solutions.

    • Consideration of Creditor Interests: Balance the interests of all stakeholders.

  6. Risk Management:

    • Insurance: Consider obtaining appropriate insurance coverage to mitigate risks.

    • Contingency Planning: Develop contingency plans to address potential insolvency scenarios.



By understanding the challenges and implementing effective strategies, foreign businesses can navigate the complexities of Turkish insolvency proceedings and protect their interests.

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